Why We Built This Site
Manufactured homes represent the largest source of unsubsidized affordable housing in America. Over 22 million Americans live in manufactured homes — yet the information available online is shockingly bad.
Most search results are either from lenders trying to sell you a loan, outdated government PDFs, or generic real estate blogs that treat manufactured homes as an afterthought.
We built OwnedNotOwned.com to change that. Every article on this site is written to be honest, plain-English, and actually useful for real Americans making real housing decisions.
Our Mission
"To give every manufactured home buyer and owner the same quality of information that wealthy real estate investors take for granted."
What Makes Us Different
No Conflicts of Interest
We don't sell homes, loans, or insurance. Our only job is to inform you.
US-Specific
Every guide covers US federal and state laws, lenders, and programs.
Always Updated
We review and update articles when laws, rates, or programs change.
Plain English
No legal jargon. No fine print. Just the straight answer you need.
What We Cover
OwnedNotOwned.com covers every aspect of manufactured home ownership in America:
- Buying guides — from first steps to closing day
- Financing options — FHA, VA, USDA, chattel, and conventional loans
- Land & zoning — placing a home on your own property
- Mobile home parks — rights, rules, and lot rent
- Repairs & upgrades — DIY tips and cost guides
- Investment & resale value — the honest truth about appreciation
- Legal & title issues — conversions, inheritance, divorce
- Insurance — what's covered and what's not
Our Team
Five people with experience in manufactured home buying, finance, law, repairs, and rural living — writing guides they wish had existed when they needed them most.
Our Editorial Standards
Every article on this site follows these standards:
- Articles are researched using primary sources (HUD, FHA, CFPB, state housing agencies)
- We clearly label opinions vs. facts
- Affiliate relationships are disclosed in every relevant article
- We never recommend a product or service we wouldn't use ourselves
- Reader questions and comments help us improve every guide
Contact Us
Have a question, correction, or topic suggestion? We'd love to hear from you.